Now will I be irritated that I have to spend money on a U-Pass that I'll only use for partying and bad weather? Not at all: my contribution will help those that need the U-Pass more than I will. And I once sorely needed it - that $300 I saved each year it was available came in handy in years when I was already skimping on textbooks.
The only bugaboo is insurance. But I'm already insured to drive the rigs here, so extending that to a third rig, especially at my age (27), shouldn't be a huge screaming deal.
I mean, there are tradeoffs no matter which way I go. There isn't going to be a perfect, compromise-less solution, and I shouldn't be looking for one.